Expert Mortgage Solutions in the Bristol Area: Your Trusted Partner for Residential and Buy-to-Let Mortgages

When it comes to moving home, whether it's due to a growing family, proximity to schools, or downsizing, we are here to provide you with the best possible solutions. Our goal is to help you navigate the process seamlessly. We understand that moving entails various costs, such as solicitors' fees, stamp duty, and estate agent fees. Rest assured, we will thoroughly review your expenses to ensure you can meet all the financial obligations associated with your move. Our team is dedicated to explaining the entire process to you and offering assistance whenever needed.

At Strong Mortgage Solutions, we offer a range of services to home movers, including 

• Revising your current deal: We'll evaluate your existing mortgage arrangement and determine if there are more favourable options available for you.
• Securing a new deal with a different lender: If it's beneficial for your situation, we can explore the possibility of securing a new mortgage deal with a different lender that better suits your needs.
• Porting your current rate: If you're satisfied with your current mortgage rate, we can guide you through the process of porting it to your new property, ensuring a seamless transition.

As your current mortgage deal approaches its end, you may be contemplating returning to your existing lender. However, this decision could have certain drawbacks, such as the possibility of an uncompetitive interest rate or limited options for borrowing additional funds. At Strong Mortgage Solutions, we are here to assist you in exploring the best alternatives. We offer a range of solutions for remortgaging in the UK, tailored to your specific needs:

• Securing a new mortgage deal: We can help you find a new mortgage arrangement that offers competitive rates and favorable terms.
• Borrowing additional funds: Whether you need funds for a car, a holiday, or other purposes, we can guide you through the process of borrowing additional funds as part of your remortgage.
• Debt consolidation: If you have multiple debts, we can explore the option of consolidating them into your remortgage, simplifying your financial management.
• Paying off Government schemes: If you participated in any Government schemes, we can assist you in paying them off through your remortgage.
• Buying an additional share of shared ownership property: If you currently own a shared ownership property and wish to increase your share, we can help facilitate the process through your remortgage.

With our expertise and dedication to finding the best solutions for your remortgage needs, you can trust us to guide you through the process with confidence. Contact us today to discuss your options and secure a remortgage deal that meets your requirements.

When it comes to stepping onto the housing ladder, it's not uncommon to seek a little assistance. Fortunately, the UK government offers a range of options designed to support individuals in purchasing their dream home. At Strong Mortgage Solutions, we specialize in guiding you through these government schemes and finding the right mortgage to suit your needs. With our extensive experience in helping people embark on the property ladder using these schemes, you can trust us to provide expert advice and assistance every step of the way.

Some of the government schemes we can advise you on include:

• Shared Ownership: This scheme enables you to purchase a share of a property while paying rent on the remaining portion, making homeownership more affordable and accessible.
• Deposit Unlock: With this scheme, you can unlock your deposit by borrowing a portion of it, allowing you to reach the required deposit amount for your property purchase.
• Right to Buy: This scheme grants eligible council or housing association tenants the right to purchase their rented property at a discounted price, providing a pathway to homeownership.

Throughout the process, we are here to address any questions or concerns you may have. Our dedicated team is committed to helping you make informed decisions and securing the best possible outcome. Contact us today to explore the government schemes available and begin your journey towards owning your ideal home.

Property investment has gained significant popularity as a means to generate income, whether for the present or retirement. In today's landscape, various property investment types cater to different investment strategies. At Strong Mortgage Solutions, we offer expertise in guiding you through the options best suited to your preferences:

• Buy to Let: This investment strategy involves purchasing a property with the intention of renting it out, allowing you to benefit from rental income and potential capital appreciation.
• Let to Buy: With this approach, you can convert your current residential property into a rental property while simultaneously purchasing a new home.
• HMO (House in Multiple Occupation): HMOs involve renting out individual rooms within a property to multiple tenants, often yielding higher rental returns.
• Holiday Let: Investing in a property for holiday rentals can offer a profitable income stream, particularly in popular tourist destinations.
• Experienced Landlord: If you have prior experience in property investment, we can provide tailored solutions to expand your portfolio and maximise returns.
• Limited Company Buy to Let: Investing through a limited company can have tax advantages and provide a structured approach to property investment.

Our comprehensive understanding of property investment enables us to offer tailored advice and solutions specific to your investment goals. Whether you're a seasoned investor or just starting out, we're here to assist you at every step. Contact us today to explore the diverse property investment options available and optimise your investment strategy.

In certain property transactions, a specialised mortgage may be required to meet specific needs and circumstances. At Strong Mortgage Solutions, we understand the importance of tailored solutions, and we offer expert assistance in various areas:

• Commercial Lending: If you're seeking a mortgage for a commercial property to support your business endeavors, we can guide you through the process and help secure the financing you need.
• Bridging Loans: When time is of the essence, such as in auction purchases or quick completions, bridging loans provide short-term financing solutions to bridge the gap until permanent financing is arranged.
• Second Charges: If you require additional funds but don't want to disturb your existing mortgage, a second charge mortgage can be an option, allowing you to leverage the equity in your property.
• Adverse Credit: If you have experienced credit challenges in the past, we specialize in assisting clients with adverse credit histories, providing access to mortgage options tailored to your circumstances.
• Equity Release: For homeowners aged 55 and over, equity release allows you to unlock the value of your property and access funds for various purposes, such as supplementing retirement income or undertaking home improvements.

Our team of mortgage experts is well-versed in these specialised areas and can provide personalised advice and solutions to meet your specific requirements. Contact us today to discuss your needs and let us help you navigate the complexities of obtaining a specialist mortgage.

Planning for unexpected events and protecting your financial well-being is essential. At Strong Mortgage Solutions, we prioritise safeguarding you and your loved ones with comprehensive insurance coverage. Consider the following protection options we offer:

• Life Insurance: Ensure that your family's financial security is protected in the event of your passing, providing them with a lump sum payment to cover expenses and mortgage repayments.
• Critical Illness: Receive financial support if you're diagnosed with a critical illness, enabling you to focus on recovery without worrying about mortgage payments and other financial obligations.
• Income Protection: Safeguard your income by receiving a regular payment if you're unable to work due to illness, injury, or redundancy, allowing you to maintain your mortgage payments and essential living costs.
• Private Medical Insurance: Gain access to prompt medical treatment and specialised care in private healthcare facilities, ensuring the well-being of you and your family.
• Home Insurance: Protect your property and possessions against unforeseen events, such as damage, theft, or natural disasters, providing you with peace of mind and financial security.
• Landlord Insurance: If you're a landlord, safeguard your rental property and income with tailored insurance coverage, protecting against risks like property damage, liability claims, and rental defaults.

Our team works closely with reputable insurers to customise insurance packages that align with your specific needs. We'll guide you through the process, ensuring you have the right coverage for your circumstances. Contact us today to discuss your insurance requirements and secure your financial peace of mind.